ForteBank JSC – is one of the largest banks in Kazakhstan established in 2015 as a result of the merger of Alliance Bank JSC, Temirbank JSC and ForteBank JSC. The Bank is present in all regions and cities of Kazakhstan.

The principal shareholder of ForteBank is Mr. Bulat Utemuratov, a Kazakh entrepreneur, who owns 87.27% of the shares outstanding.


ForteBank Mission

Our Bank is a modern, technologically advanced Bank that provides each customer with the largest possible range of banking services of high quality and reliability, following international standards and principles of corporate ethics. Following these principles allows us to bring stable benefits to our customers, shareholders and employees.


ForteBank Vision

Becoming one of the largest universal banks in Kazakhstan, which by combining reliability, innovation and simplicity, caring about the welfare of our customers and improving their quality of life.

Standard & Poor's

  • Long-term credit rating: "B+"

  • Short-term credit rating: "B"

  • National scale rating: "kzBBB"

  • Outlook: "Stable"

Moody's Investors Service

  • Long-term rating on deposits: "B1"

  • Long-term counterparty risk assessment (CRA): "B2(cr)/NP"

  • Outlook: "Stable"

Fitch Ratings

  • Long-Term issuer default rating: "B"

  • Short-Term issuer default rating: "B"

  • Outlook: “Stable”

  • National long-term rating: "BB+(kaz)"

  • Viability rating: "b"

  • Support rating: "5"

  • Senior unsecured debt rating: "B"

  • Recovery rating: "RR4"

Board of Directors
Timur Rizabekovich Issatayev, born in 1969,

Member of the Board - Representative of the interests of the Bank shareholder

Work experience:

Since 10 October 2013 – ForteBank JSC, Member of the Board of Directors

10/13 – 12/15 – ForeBank JSC (former Alliance Bank JSC) – Chairman of the Management Board

03/12 – 11/13 – ABC Bank JSC (former Forte Bank JSC, Former Metrocombank JSC), a member of the Board of Directors

05/10 – 03/12 – Metrocombank JSC, Chairman of the Board of Directors

Education:

S.M. Kirov Kazakh State University

Mr. Anuar Bulatovich Utemuratov, born in 1983,

Member of the Board - Representative of the interests of the Bank shareholder

Work experience:

Since 30 December 2014 – ForteBank JSC (former Alliance Bank JSC), Member of the Board of Directors

12/13 – 12/16 – ABC Bank JSC (former ForteBank JSC), Member of the Board of Directors

06/12 – 10/13 – ABC Bank JSC (former ForteBank JSC), Member of the Management Board – Chief Risk Manager

Rustem Sabitovich Bekturov, born in 1963,

Member of the Board

Work experience:

Since 30 December 2014 – Member of the Board of Directors – Independent Director of ForteBank JSC

12/13 – 12/16 – ABC Bank JSC (former Forte Bank JSC, Member of the Board of Directors

Since August 2010 – KMG Processing and Marketing JSC, a member of the Investment Committee

Education:

M.V. Lomonosov Moscow State University

PhD student of Moscow State University

Candidate of Economic Sciences, subject of dissertation: “Objective Basis of Transition to a Regulated Market System”

Hubert Albert Pandza, born in 1948,

Member of the Board - Independent Director

Work experience:

Since 03 November 2015 – ForteBank JSC, Member of the Board of Directors – Independent Director

Since June 2017 – Deutsche Bank Polska (Warszawa), Independent Member of the Board of Directors

06/15 – 02/17 – Rosenergobank PJSC (Moscow), Independent Member of the Board of Directors

02/13 – 06/15 – Rosenergobank JSC; (Moscow), Advisor to the Management Board

06/13 – 06/14 – TransCapitalBank PJSC (Moscow), Independent Member of the Board of Directors

02/10 – 12/14 – Alliance Bank JSC, Member of the Board of Directors – Independent Director

Education:

University of Saarland, Saarbrücken, Germany, Master of Science in International Economic Relations.

INSEAD Advanced Management program, Fontainebleau, France

Yeldar Sovetovich Abdrazakov, born in 1972

Member of the Board - Independent Director

Work experience:

03/2019 - current – Member of the Board of Directors of ForteBank JSC, Independent Director

07/2012 - current – Member of the Board of Directors, Kazakhstan Stock Exchange JSC

04/2005 – current – owner of Centras Group, Chairman of the Board of Directors of “Kommesk-Omir” Insurance Company JSC, Centras Securities JSC, “Centras Insurance” Insurance Company JSC, Centras Venture Fund, SOS Medical Assistance

Education:

2010 - Harvard Business School (USA)

1996 - Master of Science and Technology, Master of Science in International Economic Relations

1995 - Khoja Ahmed Yassawi International Kazakh-Turkish University, specialty - International Economic Relations

Marlen Orazbekovich Mirzabekov, born in 1970

Member of the Board – Representative of the interests of the Bank shareholder, Chairman of the Board

Work experience:

Since 14 June 2019 – ForteBank JSC, Member of the Board – Representative of the interests of the Bank shareholder, Chairman of the Board

10/14 – 05/19 – Kazzinc Holdings LLP, Managing Director, CEO

07/12 – 05/19 – Altyntau Resources JSC, President, Managing Director

10/10 – 07/12 – Altyntau Kokshetau LLP, CEO

12/06 – 12/10 – Vasilkovsky GOK JSC, First Vice-President

07/04 – 12/06 – ATF Bank, Branch Director

Education:

Kazakh Economy University n.a. Turar Ryskulov

Ilmenau University of Technology, Germany

Kazakh Polytechnic Institute

Management Board
Guram ANDRONIKASHVILI, born in 1979,

Chairman of the Management Board

Work experience:

Since 12 February 2018 – ForteBank JSC, Chairman of the Management Board

12/2016 – 11/2018 - ForteBank JSC, First Deputy Chairman of the Management Board

01/2015 – 12/2016 – ForteBank JSC, Deputy Chairman of the Management Board

04/12 – 12/16 – ABC Bank JSC (former ForteBank JSC), Chairman of the Management Board

2010 – 2012 – METROCOMBANK JSC, Chairman of the Management Board.

2001 – 2010 – JP Morgan Finance Company (London), Group of European Financial Institutions, various positions

Education:

University of Durham, United Kingdom (2001)

Aidyn Begzadayevich AUEZKANOV, born in 1977,

Deputy Chairman of the Management Board

Work experience:

Since 15 September 2014 – ForteBank JSC, Deputy Chairman of the Management Board, Member of the Management Board

2013 – 2014 – Alliance Bank JSC, Managing Director

2006 – 2008 – ATF Bank JSC, Managing Director, a member of the Management Board

2006 – 2009 – ATF Leasing JSC, Chairman of the Board of Directors.

2004 – 2006 – ATF-Leasing JSC, President

2002 – 2004 – Halyk Bank of Kazakhstan OJSC Almaty Regional Branch, Deputy Director of the Branch for Corporate Business

1998 – 2002 – EBRD “SME Program”, Senior Banking Consultant

Education:

2007 – 2009 – T. Ryskulov Kazakh Economic University, Almaty, PhD (doctor of philosophy)

2005 – 2008 – K. Satpayev Kazakh National Technical University, Almaty, Faculty of Oil and Gas, Development of oil and gas fields

1994 – 1998 – Kazakh State Academy of Management, Almaty, Faculty of Finance and Credit, Banking

Adil Umirbayevich Batyrbekov, born in 1977,

Deputy Chairman of the Management Board

Work experience:

Since February 2017 – ForteBank JSC, Deputy Chairman of the Management Board

2004 – 2016 – Kazkommertsbank JSC, Director of Risk Control Department, Director of Risk Management Department, Managing Director –Director of Risk Management Department, a member of the Management Board, Managing Director – a member of the Management Board, Managing Director of the Head Bank Management Board Administration

1996 – 2003 – ABN AMRO Bank Kazakhstan, specialist of Project Financing Department, Credit Analyst of Structured Finance Department, Credit Analyst of Credit Analysis and Structuring Department, Manager of Credit Analysis and Structuring Department, Head of Credit Administration

1995 – 1996 – JOSS Limited Liability Partnership, Marketing Manager Assistant

Education:

1998 – 1999 – business school, University of Nottingham, United Kingdom of Great Britain and Northern Ireland.

1993 – 1997 – Kazakh State Academy of Management, Faculty of International Economic Relations, Almaty, Kazakhstan

Gaukhar Tussupkaliyevna Bissembiyeva, born in 1976,

Deputy Chairwoman of the Management Board

Work experience:

Since 12 December 2017 – ForteBank JSC, Deputy Chairwoman of the Management Board

01/15 – 12/17 – ForteBank JSC, Managing Director, Deputy Chairwoman of the Management Board

2009 – 2015 – ForteBank JSC (former METROKOMBANK JSC), Acting Chairwoman of the Management Board, Chairman of the Management Board, Deputy Chairwoman of the Management Board

2008 – 2009 – BTA Bank JSC, Executive Director

2001 – 2008 – TEXAKABANK OJSC, Director of Operations Department, Executive Director, Managing Director, First Deputy Chairwoman of the Management Board

1998 – 2001 – Demir Kazakhstan Bank OJSC, Senior Specialist / Head of Customer Service Department

Education:

2002 – 2006 – Kazakhstan Institute of Management, Economics and Forecasting, Master of Business Administration

1993 – 1997 – Kazakh State Academy of Management, Faculty of International Economic Relations

Zhumabek Mamutov, born in 1982,

Deputy Chairman of the Management Board

Work experience:

Since 12 February 2018 – ForteBank JSC, Deputy Chairman of the Management Board

05/17 – 02/18 – Bank Kassa Nova JSC, Deputy Chairman of the Management Board

07/15 – 05/17 – Kazkommertsbank JSC, Executive Director, Managing Director

Deputy Chairwoman of the Management board (CFO)

Work experience:

04/2019 - present – ForteBank JSC, Deputy Chairwoman of the Management Board (CFO), Member of the management Board

09/2018 – 02/2019 – BI Group, Deputy Chairman of the Management Board (CFO)

2008 - 2013 – PetroKazakhstan oil products LLP (Shymkent oil refinery), Director for economy and planning – Financial Director

2006 - 2007 – Orient Energy Trade Ltd., Head of representative office

2007 - 2007 – KIMEP University, Lecturer

2005 - 2006 – BG International Ltd., Great Britain, Economist

2001 - 2002 – Kazgiproneftetrans JSC, Chief Financial officer

1995 - 2001 – Salomon Smith Barney Inc. , Washington, USA; GML International Ltd., Almaty; Kazkommerts-Ziraat International Bank (KZI), Almaty; Pragma Corporation, Atyrau

Education:

1991 - 1995 – Kazakh state national University. Al-Farabi (KazGU), bachelor's Degree, specialty «International economic relations»

1999 - 2001 – American University, College of Humanities and natural Sciences, Washington, USA, master's Degree in «Financial Economics»

Bank Structure
ForteBank is a financial institution consisting of
20

branches

100

outlets

ForteBank is a major shareholder of:

Forteleasing JSC

100%
ForteLeasing JSC is a dynamically developing company operating in all regions of Kazakhstan. The main activity of the company is leasing operations. www.forteleasing.kz

OUSA-Alliance LLP

100%
The main activity of the Company is doubtful and bad assets administration

OUSA – F LLP

100%
The main activity of the company is doubtful and bad assets administration. www.ousa-f.kz

One Technologies LLP

100%
IT and Digitalization

Bank Kassa Nova JSC

100%
Banking https://kassanova.kz/en
Corporate secretary
Rewards